PALANGKA RAYA, inikalteng.com – Various efforts in improving a company or maintaining a business entity are of course by doing analysis, courage to careful calculations, especially building reliable team work with employees. So that makes it better and capable of the best.
This is what PT Bank Kalteng has done in the last four years. There are many things that can be used as a reference in improving the performance of a regional banking institution.
Among them are regarding the growth of financial assets, product development, proper distribution of aid, as well as various achievements on a scale of consistency to national standards. Imagine, in the Covid-19 pandemic situation, for example, the last two years Bank Kalteng was able to achieve extraordinary results and even won awards.
It all proves good performance. This indicator can also be seen from the increase in assets by 14 percent compared to the previous year, third party funds grew by 16.37 percent, and loans extended by around 10-11.48 percent.
“The challenges are increasing day by day. With the current conditions, we must be able to build public trust, third parties and develop various innovations and creativity for Bank Kalteng, especially helping the community. The challenges ahead are extraordinary, and Bank Kalteng is getting better. This is what must be maintained,” explained PT Bank Kalteng President Director Yayah Diasmono Rachmadi in Palangka Raya, recently.
In addition to continuing to win awards, one of them is the CEO of BPD Of The Year 2020 (by Bisnis Indonesia Award 2020), Best CEO – Top Leader Award 2021 (by Warta Ekonomi), Innovative Bank 2021 (by Bisnis Indonesia), Outstanding CEO Regional Bank 2021 (by Bisnis Indonesia), Best CEO Series 2021 (by Infobank), to Bankers of The Year 2021 100 CEO of Infobank, Yayah Diasmono has also been in charge for these 4 years, always paying attention to employee welfare, employee education.
In addition, it also develops various asset enhancements. This can be seen from data in 2017 with total assets of Rp6.7 trillion, and in 2021 to Rp11.7 trillion with a net profit of Rp87 billion in 2017 crawling up every year and in 2021 to Rp242 billion.
“Of course, this is an effort that Bank Kalteng will continue to develop and improve in the future. Including third party funds grew 50.36 percent or reached 9.2 trillion rupiah, and loans extended 45.38 percent or reached 7.5 trillion rupiah. This is all thanks to the performance of all employees and also efforts to improve services to the community with the Provincial and Regency/City Governments in Central Kalimantan,” said Yayah Diasmono.
In addition, various community service programs in transactions, where in 2021 Bank Kalteng will officially provide a digital based transaction application that carries the name of the Central Kalimantan traditional house, namely ‘Betang Mobile’.
Bank Kalteng also provides UMKM Berkah Credit products to embrace micro, small and medium enterprises (UMKM) who have the potential to develop businesses, but have difficulty getting access to finance. With an interest rate of 5.5 percent (smaller than KUR/People’s Business Credit), this product is also a form of support for the Financial Services Authority (OJK) program related to credit against moneylenders, as well as a contribution to the Central Kalimantan and national government programs in efforts to restore the national economy.
Regarding loan interest, according to Yayah Diasmono, the value is fairly low. Because this UMKM Berkah credit is to help millennials become strong farmers and breeders. This credit product was officially released in October 2020 along with the launching of One Student One Account for 20,000 students.
“Still in the development of credit products, Bank Kalteng also supports the Shrimp Estate program developed by the Central Kalimantan Provincial Government in Sukamara Regency. In this case, the site plan has been assisted by Bank Kalteng. In this case, Bank Kalteng is ready to collaborate with the government, providing credit distribution for the development of Shrimp Estate, with the hope that in the future Central Kalimantan can become a supplier of shrimp for domestic needs,” he said.
There is also CSR assistance to the Pangka Raya City Government. This is a form of Bank Kalteng support for local government programs in the context of optimizing tax revenue and regional income using a real-time data recording system for restaurants, hotels and entertainment venues according to the recommendations of the Corruption Eradication Commission (KPK) of the Republic of Indonesia, in order to increase original income area.
The extraordinary good performance achieved by Bank Kalteng since 2018, is also part of the expansion of the office network which now reaches 297 branch offices and is spread to remote areas of Central Kalimantan.
“Bank Kalteng positive performance so far is the result of team work and evidence of trust from all stakeholders. We must always collaborate to move forward together to face every challenge in order to advance this area, we will continue to maintain and improve it,” said Yayah Diasmono. (*nal/red1)
